Entrepreneurs

Startup Business Loans

Bring Your Business Vision to Life with Halkbank Entrepreneurship Loans

We support entrepreneurs with diverse experiences, innovative ideas, and forward-looking projects. From recent university graduates to technology-focused startups, we offer Halkbank Entrepreneurship Loans to provide financial solutions for establishing and growing your business. Here are our advantageous loan packages tailored specifically for you:

 

1. Entrepreneur Loan

Designed for experienced entrepreneurs looking to start a new business or expand an existing one.

Who Can Benefit? Entrepreneurs who have recently established a business or are seeking to expand an existing one, and who meet the applicable age requirements.

2. Techno Entrepreneur Support Package

We support technology companies in maintaining their operational strength and achieving sustainable growth.

Supported Expenses: All basic business expenses such as purchases of goods and services, salary payments, rent expenses, office supplies and equipment, software, hardware and program purchases.

3. Young Business Loan

High-limit financing designed for young companies shaping the future of manufacturing and information technology.

Application Requirements: Companies with a limited operating history and a young partnership structure can benefit. 

Loan Options: Depending on your needs, both Business Loan options to fund your daily operations and Investment Loan options to grow your business are offered with grace periods and long-term advantages. 

Collateral: Supported by the Credit Guarantee Fund (KGF) guarantee.

4. First Step Loan

Designed to support recent university graduates who wish to establish a business in their field of study.

Application Requirements: Young entrepreneurs who have recently graduated from undergraduate or graduate programs at universities,

The newly established company must operate in a field related to the founder's academic background and must have just started operations.

Loan Details: Ease your initial costs with a grace period and flexible repayment options.

Collateral: Supported by the Credit Guarantee Fund (KGF) guarantee.

5. Gençİz Loan 

Strong financing support backed by a Credit Guarantee Fund guarantee, helping young entrepreneurs enter the entrepreneurial ecosystem without the need for additional collateral.

Who Can Benefit?

Sole proprietorships owned by young entrepreneurs and companies with young partnership and management structures can benefit from this loan. Target Audience Criteria (Those operating in at least one of the following areas):

  • Those who have recently established a company related to their field of study after graduating from university,
  • Innovative ventures operating within Technoparks, Technology Centers, or Technology Transfer Offices,
  • Startups participating in or planning to participate in international acceleration programs,
  • Participants in Halkbank Jet Luck or HUBrica programs,
  • Entrepreneurs currently engaged in, or planning to engage in, e-commerce or mobile commerce activities related to their field of study.
  • University graduates developing mobile applications or working in software development.