Halkbank, the Bank of Productive Türkiye, sees every producing and job-creating tradesman, farmer and small, medium and large business owner as a business partner. Established in 1938 to stand behind tradesmen and artisans and accelerate permanent economic development, Halkbank became one of the steadily growing, well established, pioneering, and reputable brands of rising Türkiye. The Bank which has been leading the development of the Turkish banking industry for 88 years maintains its mission of supporting the real sector.

Boasting a sound balance sheet, a strong capital structure, and a responsible banking approach, Halkbank continues to focus on accelerating economic momentum by providing credit support to economic actors, particularly tradesmen, artisans, SMEs, and women and young entrepreneurs, through pioneering projects that promote development, as well as to all segments in need. Halkbank actively promotes entrepreneurship across all sectors in Türkiye, prioritizing women and young entrepreneurs, to cultivate a sustainable entrepreneurial culture.

Halkbank is committed to addressing the needs of SMEs, the foundation of a productive Türkiye, with timely, efficient, and high-quality solutions, enabling them to make a stronger contribution to the national economy. To support this mission, the Bank continuously advances its strategy of expanding partnerships with regional development agencies and increasing KOSGEB and KGF-sourced loans. Halkbank maintains its leadership in SME loans in Türkiye with 14.2 percent market share.

The Bank’s assets reached TRY 4,292.8 billion, up 42% on the previous year, while total deposits rose 46.4% to TRY 3,487.1 billion. Cash loans rose 36.4% to TRY 1,994 billion while total loans, which also include non-cash loans, grew 40.1% to TRY 3,168.5 billion. Halkbank became the fourth largest bank in the industry by assets, fifth by cash loans, and second by deposits owing to its countrywide physical and digital service network and the opportunities offered by its responsible products and services. The Bank finished a profitable and productive operating period with TRY 27.1 billion of net profit with a 23.1% year-over-year increase; an 31.1% increase in shareholders’ equity; and 16.17% capital adequacy ratio.

Halkbank closely monitors the digital transformation process in the industry and prioritizes the necessary implementation of automation and improvements in the service offerings to the customers. Accelerating its initiatives in the next generation banking and payment systems segments, it conducts its operations with the goal of being a pioneer in digital transformation. The Bank developed digital channels to enable customers to perform their transactions quickly and conveniently without having to visit a branch. Halkbank served 7.2 million active customers and executed 3.5 billion transactions through these digital channels in 2025.

Rendering an unparalleled banking experience to its customers with 1,097 domestic branches, 8 overseas branches, 1 country office, 2 overseas representative offices, 4,148 ATMs, Telephone and Internet Banking channels, and Mobile Banking applications as of the end of 2025, Halkbank serves with innovative products and services under a global vision.

• Prominent position in the Turkish banking sector
• Nationwide branch network
• Strong and stable deposit base
• Effective alternative delivery channels
• Widespread customer base
• Strong position in all sectors of banking with established banking practices  
• Strong capitalization
• Nationwide and International credibility

• Trademark in SME banking
• Historical banking relationship
• Recognized and respected brand name
• Wide range of specially designed products