About SME

We are Türkiye's SME and Tradesman Bank

Principal SME description in our Bank's applications;

An economic unit that employs less than two hundred and fifty staff with annual net revenue or any of the financial balance sheet not exceeding forty million Turkish Liras, which is briefly called "SME".

Recognized for its widespread support to tradesmen, artisans and many small businesses that are the representatives of the middle class and the backbone of the national economy, Halkbank is Türkiye’s first and premier bank with dedicated service units focusing on the needs of the mentioned segments. Since Halkbank’s priority has always been providing this target audience with loans under most favorable conditions, the bank deserves the distinguished place it has acquired in the hearts of the tradesmen, artisans and SME’s.

We have also designed a special website for our SMEs. We aim our SMEs to access every bit of information conveniently from one place with the website www.halkbankkobi.com.tr. With the "Apply Now" area located on the site, we allow our customers to apply for some of our products easily. • We aim to find answers for all questions of SMEs with our consultants through expert views. And with the SME Academy platform, we enable our SMEs to get free of charge training in topics such as marketing, business administration, accounting and so on. 


In line with its role of intermediation to tradesmen and craftsmen cooperative loans, a specialized unit named “Tradesmen Banking” has been introduced for the purpose of addressing the needs and demands of these segments and also coming up with more efficient, diversified and quick action solutions.

SME Banking unit delivers special and advantageous loans to small-medium sized companies, designed after extensive sectoral research and targeting the main areas that require financial assistance. The product line is one of the most comprehensive among Turkish banks, allowing customers to decide and select the most appropriate credit, meeting their own individual requirements. From short term working capital loans to long term financial assistance solutions, Halkbank supports small to medium sized companies to increase their business capacity, meet periodic financing needs, renovate machinery and equipment and maintain their business life.


Rather than being an institution that only provides credit to SMEs and gives banking service, becoming an institution that also provides financial consultancy, stands behind them in every step they will take to the path of growth, helps them in every decision they make is one of our primary goals. In this sense, via the local chambers of commerce-industry as well as direct contacts, we deliver our services such as corporate social responsibility projects, training, seminars, conferences and consultancy to SMEs. Examples for our countless services are; Female Entrepreneur Trainings, Energy Efficiency Trainings and Consultancy, SME Public Academy trainings over the Internet, Jobs security trainings.