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As one of the strongest and most reliable institutions in the banking sector, Halkbank serves its customers through its branches, offices, private transaction offices, and foreign representative offices throughout the country. Halkbank offers comprehensive financial products and services in order to make the dreams of Turkish investors’ come true.

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A Novel Roadmap for Sustainable Investment

An important regulation has been implemented to encourage public companies to integrate sustainability issues into their short, medium- and long-term decisions. 

 

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What Can We Do to Prevent Air Pollution?

Many of the applications in the center of our lives, especially technological developments, population growth, and industrial activities, cause air pollution directly or indirectly.

 

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New Trend in Data Storage: Cloud Computing

It is difficult to fit the data, which is one of the most valuable resources of today, to a certain area. It has become impossible to store all our files in the same place.

 

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Changing Trends in the Shadow of Covid-19

With Covid-19, it would not be wrong to say that while humanity is experiencing an event that will take place once every 100 years, this pandemic has caught our way of doing business and in particular the financial sector in an age of change.                                                                                          

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What are financial derivatives?

Financial derivatives are securities whose value is “derived” from the value of primary security such as a stock, currency, government bond or commodity.  Individuals may use derivatives for hedging to manage their risks due to exposure to a risky financial asset. 

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What it takes to be a scientist?

The past year has forced us to rethink the priorities in our daily lives. With the rising urge to develop vaccines, in plain sight, scientists (in biological sciences) worldwide have put their skills to use for the best and the fastest solution to stop the Covid-19 virus. Deciding on your major is essential.

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Letting the customers pay whatever they wish

Should a company let its customers pay whatever they wish (including nothing!) for their purchases?

Or, is it wise for a company to give the customer a non-payment option for a product or service they buy? 

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What is regenerative medicine and how it will affect healthcare?

Dunnill and Mason came up with a simple definition for this new and exciting branch of medicine: ‘Regenerative medicine replaces or regenerates human cells, tissue or organs, to restore or establish normal function.’ 

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What is Work-Related Hearing Loss and How to Prevent It?

Work-related or occupational hearing loss is an illness that is affecting a substantial percentage of the population. We discuss about multiple ways and treatments of work-related hearing loss.

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Benefits of Cash in Portfolio in a State of Uncertainty

When volatility emerges in markets, most investors intend to hold their cash. Throughout the period of instability, cash assets will be the key to sustain your financial stability.                                                                                                  

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Read This Before You Start That New Slideshow

All professional workers from entry-level recruits to CEOs, everybody gives presentations small and big. Preparing good presentations and performing brilliantly is a job requirement for all jobs.                                                                

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Money Supply and Definitions

We all know the importance of money as a medium of exchange and storage of value. Changes in the economy caused by changes in the quantity/supply of money have been the subject of discussion among economists for many years.                                                                                                                               

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The Carbon Challenge

In his new book entitled ‘How to Avoid a Climate Disaster’, Bill Gates summarizes the situation that the world faces in major headlines. He emphasizes that by 2050 we should aim for zero carbon emission. This is a transition from 51 billion tons of greenhouse gases to zero in 30 years.

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Libertarian Paternalism

We discuss libertarian paternalism which was introduced to literature by Nobel Prize winner behavioral economist Richard Thaler and legal scholar Cass Sunstein in this short essay.

 

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The Goal Of The Business Management: Value Maximization

What should be the objective of the financial management of a firm? The answer to this question is significant since it would affect the firm's goals and how the business operates. The finance literature argues that managers should seek to increase the value of the firm. 

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Human Chromosomes and Down Syndrome

In December 2011, the United Nations General Assembly declared 21 March as World Down Syndrome Day. In this essay, we discuss on this genetic disease, the most common chromosomal abnormality that is found in the human species.                                                                                                                           

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Big Data in Medicine

It is everywhere! From information technology to computer engineering, from banking to marketing, the word 'big data' seems to appear in many different sectors. In this article, we looked into the term's usage in the medical field and several medical areas that can be useful.                                                                                                                            

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Permafrosts Reservoirs for a potential revival of ancient pathogens

Biodiversity is the variability among living organisms on Earth, and it reflects billions of years of evolutionary history. However, biodiversity at the microorganism–environment–human interface may present risks as reservoirs of potential human pathogens…

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Customer Value

“A company can extract value from customer, only when it can deliver value to its customers.” These words are what marketing scholars say. Consequently, creating and sustaining value for customers happen to be at the heart of business in general.

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Obesity: More than being overweight

The majority of the population is aware of the well-known health effects of obesity, such as high blood pressure (hypertension), high blood sugar (diabetes), high blood lipids or cholesterols, and increased risk of heart diseases.

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Bonds vs. Equities

Bonds and equities are the most common financial assets, with distinct features that might appeal to different investors with different priorities and preferences. We discuss the characteristics, similarities, and differences of these investment alternatives.

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Ultimate Productivity Tool: Zero Inbox

What is more upsetting? Overflowing inbox with missed deadlines, or forgetting one thing you are not supposed to forget: A specific task your boss asked you to do it. It happens to the best of us, and there are many approaches to tackle this.

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Antimicrobial Resistance

Antibiotic/Antimicrobial Resistance (AR/AMR) is one of the biggest threats to public health today. AMR was listed among the 13 urgent challenges for the decade by the World Health Organization (WHO) at the beginning of 2020. Globally, drug-resistant diseases kill at least 700,000 people each year.

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How to Have a Healthy Running Habit

In our modern communities, many people practice some form of running, either as a recreational activity or at a level. Probably even more people consider starting to run or want to do it more effectively and sustainably. As for every type of sport helps to review one’s goals before beginning the activity itself. Do you want to do it at a competitive level or just for mild exercise?

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Financial Goals For a More Financially Secure Future

Having a consistent and effective financial plan will enable you to achieve your financial goals and financial security.

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Kill Procrastination: Eat That Frog!

We all procrastinate. We postpone deadlines and feel the need to reorganize our photo albums before writing problematic emails. Our 10-minute coffee break turns into a 2-hour tik-tok special, just before our critical presentations.

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Healthy Social Media Use

It is impossible to deny that social media has become an inseparable part of a modern human’s life. According to recent statistics, approximately 4 billion people in the world use social media.

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Globalization, does it make national actions matter less?

Commerce across borders has been going on for thousands of years, but the international business volume has almost tripled in the past 30 years due to globalization. This increase shows us how the economies around the world have become more integrated and more interdependent.

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The Science of Mindfulness

Mindfulness is not a new concept to humanity. The eastern Buddhist traditions have intensely scrutinized it for a long time. However, a relatively new vision for the modern western civilization, similar approaches to life have been adopted by some ancient western philosophies such as Stoicism. Recently modern science had a recently induced interest in the subject. In this article, we looked at what science and medicine have to say about this exciting subject.

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The Costs of Myopic Investing

Myopic behavior is the tendency of investors to focus on short-term market movements and shocks, with no or sufficient consideration of the long-term effect of their decisions. People would prefer having results immediately to waiting for them. The ability to consider the long-term rewards of our current actions or the prices to be paid in the future is an essential skill for investing and all life decisions.

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The Influential Digital Subcultures: Youth, Women, and Netizens

With the ever-increasing digitalization of the world, some customer segments are becoming more influential. The recent research shows that three of them, namely, Youth, Women, and Netizens (YWN), have differentiated themselves as influential subcultures by a significant increase in their power to influence the other segments towards (or away from) brands.

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The Mucilage in the Sea of Marmara

Environmental pollution due to the excessive use and misuse of energy resources is one of the unfortunate consequences of the developing world, significantly contributing to climate change. A recent example of this situation is the mucus-like substance, mucilage, also known as sea snot, covering the surface and the shores of the Sea of Marmara.

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Insulin and Diabetes

The year 2021 marks the 100th anniversary of the discovery of insulin. This pancreatic extract lowered the high blood glucose levels in humans for the first time and enabled the lifesaving treatment of patients with diabetes. Before the discovery of insulin, since ancient times, a diagnosis of diabetes meant certain death.

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Big Data and Machine Learning

One of the frequently used buzzwords of the last decade is big data. To explain what is so different or unique about it, we should probably start with what data is and what happens when it gets big.

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Should You Still Wear a Mask Even Though You Get Vaccinated Against COVID-19?

While delta variant continues to spread across the globe, the USA decided to stop use pandemic masks. However, experts say that even though you are fully vaccinated, you may still be at risk...

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Lifelong Learning

In the traditional sense, learning is a process that begins with elementary school and ends with graduation from a higher learning institution. On the contrary, the concept of lifelong learning challenges the idea that learning is limited to only a certain period of life. A lifelong learner keeps learning long after he graduates from the university or a higher institution.

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The Differences Between Fintech and Techfin

You have probably heard the word "Fintech," which has been widely used over the last decade. While we try to understand what it is and predict if and how it will revolutionize the financial industry, a new term, techfin, appears to be gaining recognition.

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Climate Change Risks and Impacts on Real Estate

One of the current observables of global warming is an increase in the frequency, intensity, and impact of extreme weather events. The Earth’s rising average temperatures fuel stronger storms, deadlier floods, hotter heatwaves, and drier droughts. However, of all the events enhanced by climate change, none is as critical and directly correlated to global warming as sea-level rise.

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Liability For Artificial Intelligence: A Proposal For A Regulation By The European Parliament

Advancing AI technologies are like water slowly flooding the landscape and anticipated to reach mountain peaks where we feel safe for now. One day AI is likely to submerge the entire land and outperform us all. The question is: How would you start preparing for what is coming ahead?

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What are Recommender Systems?

Recommender systems are automated machine learning systems that learn customers' behaviors to serve their needs better. They do this by anticipating what customers would need and prefer in their future purchases like any good sales staff who know and understand their customer base. This post will broadly describe what recommender systems are, what scenarios they would be helpful, and their shortcomings.

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Psychology of an Entrepreneur

‘Entrepreneurship’ is one of the most popular words of the decade. Regardless of their financial literacy status, many people want to start a small business, participate in startups, or channel their investments to new and exciting areas. A few, though, push through the boundaries and succeed in starting their businesses or making effective investment choices. But what makes these successful entrepreneurs apart from many that try?

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Effects of Artificial Food Additives on Your Health

Over the years, there has been much speculation about the effects of artificial food additives on human health. As their name suggests, artificial food additives are synthetic substances used to change the flavors and colors of foods or to extend their shelf life. In this article, we have compiled the vital information that you need to know about food additives, such as their safety and potential health risks.

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Why Do We Need Life Insurance?

A life insurance policy is a contract where the insurer pays the named beneficiaries in exchange for a premium, reassuring them that they will not have financial problems after an unexpected passing. Although most people understand the importance of having financial protection for dependents, many are reluctant to do so. One possible reason could be that it is uncomfortable to make or think about plans after your death. However, even if life insurance is not tangible, it offers several valuable benefits.

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