SME

Entrepreneurs

STARTUP BUSINESS LOANS 

Your new business ideas and discoveries are brought to life with "Halkbank StartUp Business Loans"! 

We are offering loan alternatives special to entrepreneurs that are having different experiences and having business ideas in different areas. We are supporting the entrepreneurs within a wide spectrum starting from young entrepreneurs  graduated from universities to technological entrepreneurs active in technocities with our StartUp Business Loans. 

The 'young' entrepreneurs that want to start up their own businesses in the field that he/she has graduated, unexperienced, university graduates can receive loans up to 50 thousand turkish liras and the 'expert' entrepreneurs that want to start up their own businesses and having training certificates/documents from vocational institutions can receive loans up to 30 thousand turkish liras. 

The 'courageous' entrepreneurs that are university graduates, wanting to start their businesses in the field that they are experienced and took the relative education and the 'inventor' entrepreneurs that are active in technocities, wanting to put into practice each kind of patented invention/discovery/new idea can take benefit of loans up to 75 thousand turkish liras. The entrepreneurs that are entitled to receive grants from institutions such as  KOSGEB, TÜBİTAK, TTGV can also benefit from this loan. The reimbursement of the loan that is provided with a maturity up to 48 months can also be made by monthly equal installments.  

Our customers that benefit from StartUp Business Loan will have a discount by 50% on expenses relating to remittance operations and to cheques that are received for collection for a period of 6 months in our branches and there shall not be taken account maintenance fee for a period of 6 months. 

Furthermore insurance products such as workplace insurance, professional indemnity insurance, personal accident insurance and our insurance products of SME-Craftsman Pension Plan are offered with advantageous conditions to entrepreneurs.

Who can Benefit? 

The entrepreneurs that are having commercial activity not surpassing 1 year as of application date or the entrepreneurs not having a workplace belonging to himself/herself and that want to startup their own businesses.  

Loan Alternatives 

According to the education and experience level of the entrepreneur we are offering with advantageous installments, interest rates and with the possibility of reimbursement with payment free periods under the titles of Young Entrepreneur Loan, Courageous Entrepreneur Loan, Expert Entrepreneur Loan, and Inventor Entrepreneur Loan. 

Young Entrepreneur Loan 

It is for entrepreneurs that are university graduates, inexperienced and wanting  to startup their own businesses in relation to the department he/she graduated. 

Loan Limit: TRY.-50.000  

Loan Type:  Equated Monthly Installments 

Maturity:  Totally 36 months of installments with principal payment free period up to 1 year 

Courageous Entreprenur Loan 

It is for the entrepreneurs that are university graduates and that want to startup their own businesses in the business field that he/she is experienced and trained for.  

Loan Limit: TRY.-50.000  

Loan Type:  Equated Monthly Installments 

Maturity: Totally 48 months of installments with principal payment free period up to 1 year 

Expert Entrpreneur Loan 

It is for the entrepreneurs having training certificates/documents from vocational institutions and having experience in the relative business field and wanting to start his/her own business. 

Loan Limit: TRY.-30.000 

Loan type: Loan with Equated Monthly Installments 

Maturity: Totally 36 months of installments with principal payment free period up to 1 year 

Inventor Entrpreneur Loan 

It is for the entrepreneurs that are active in technocities, that are entitled to receive grants from institutions such as  KOSGEB, TÜBİTAK, TTGV and obtained/holding patent right.  

Loan Limit: maximum TRY.-75.000 

Loan Type:  Loan with Equated Monthly Installments 

Maturity: Totally 48 months of installments with principal payment free period up to 1 year